Job Title Credit Officer
Category Banking
Location India
Company Bank of India (BOI)
Description Bank of India has released an official notification for the recruitment of 514 Credit Officer Posts. Interested and eligible candidates can apply Online through the official Bank of India website. The last date to submit the application form is 05-01-2026. In this article, you’ll find the Bank of India Credit Officer Posts recruitment details, including eligibility criteria, age limit, salary structure, selection process, application steps, and direct links to the official notification and Online application form.

ost Name Credit Officer
No of Posts 514
Salary Rs. 64,820 - Rs. 120,940 Per Month
Qualification Graduate with minimum 60% marks
Age Limit 25 to 40 years
Start Date for Apply 20/12/2025
Last Date for Apply 05/01/2026
Official Website www.bankofindia.bank.in

BOI Credit Officer Recruitment 2025 Vacancy Details
Scale Post Name Total
SMGS-IV Credit Officer 36
MMGS-III Credit Officer 60
MMGS-II Credit Officer 418
Total Vacancies 514

PWD Categories:

OC - Orthopedically Challenged
VI - Visual Impairment
HI - Hearing Impaired
ID - Intellectual Disability
Eligibility Criteria
Educational Qualifications:

Graduate degree from a recognized University with minimum 60% marks
Candidates belonging to reserved category (SC/ST/OBC/PWD) are entitled for relaxation of 5% marks (minimum 55% required)
Where CGPA/OGPA is awarded, it should be converted into percentage
The fraction of percentage will be ignored (59.99% treated as less than 60%)

Specific qualifications and experience requirements vary by scale (MMGS-II, MMGS-III, SMGS-IV)
Candidates must refer to Annexure-I of the official notification for detailed scale-wise eligibility
Relevant banking experience in credit operations required
Desirable:

Experience in credit assessment and credit operations in banking sector
Knowledge of banking operations and regulations

Salary/Stipend
MMGS-II Scale: Rs. 64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 per month
MMGS-III Scale: Rs. 85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 105,280 per month
SMGS-IV Scale: Rs. 102,300 – 2,980 (4) – 114,220 – 3,360 (2) – 120,940 per month
Other allowances and perquisites as applicable to Bank officers
All benefits as per Bank's service rules and regulations

How to Apply
Step 1: Visit Bank of India official website www.bankofindia.bank.in
Step 2: Click on 'CAREER' section, then click on "Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated 01.11.2025"
Step 3: Click on 'APPLY ONLINE' button
Step 4: Choose "Click here for New Registration" and enter Name, Contact details, and Email-id
Step 5: Note down the Provisional Registration Number and Password generated by system
Step 6: Complete the application form with all required details
Step 7: Upload scanned documents as per specifications:
Photograph (4.5cm × 3.5cm, 200x230 pixels, 20-50 KB, JPG format)
Signature (140x60 pixels, 10-20 KB, JPG format)
Left thumb impression (240x240 pixels, 20-50 KB, JPG format)
Handwritten declaration in English (800x400 pixels, 50-100 KB, JPG format)
Step 8: Upload relevant experience certificates and other required documents
Step 9: Preview the complete application form before final submission
Step 10: Click on 'COMPLETE REGISTRATION' after verification
Step 11: Proceed to payment of application fee through online mode
Step 12: Take printout of e-Receipt and online application form for future reference
Candidates are advised to apply well before the closing date to avoid last-minute technical issues
Only online applications through official website will be accepted
Salary Rs. 64,820 - Rs. 120,940 Per Month
Last Date 2026-01-05 00:00:00
Apply Link Click Here