Job Title Banking Operations Associate
Category Banking
Location Chennai
Company Accenture
Description Skill required: Ret.Bkg- Credit UW - Banking Operations

Designation: Banking Operations Associate

Qualifications:Any Graduation

Years of Experience:1 to 5 years

Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Songall powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.

What would you do
You will be aligned to our Financial Services and Banking sector, assisting clients in completing processing procedures for US Residential MortgagesAs part of the Lending Operations team, your role involves validating loan documents to ensure their accuracy and expiration before submitting them to the Underwriting queue.The mortgage processing team focuses on analyzing the loan application, verifying information provided by the applicant such as employment, income and credit history. Collect the necessary documents from Loan officer and borrower as per Underwriting requirements and to monitor the loans till Closing.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Banking operations refer to the various activities and processes conducted by a bank to provide financial services to its customers, manage financial transactions, and ensure the smooth functioning of its business.

What are we looking for
Attention to detail Accurate review and verification of documents is crucialOrganizational Skills Ability to manage multiple files and task simultaneouslyCommunication skills Clear and effective communication with all parties involved in the loan processKnowledge of mortgage industry understanding of mortgage products, regulations and the overall loan processProblem-Solving Skills - Ability to identify and resolve issues that may arise during the loan processKnowledge of mortgage industry understanding of mortgage products, regulations and the overall loan process


Roles and Responsibilities: Reviewing loan applications to ensure they are complete and accurate, including verifying borrower information, income, assets, and liabilitiesCollecting and organizing all necessary documents for loan processing, such as pay stubs, tax returns, bank statements, and property appraisals.Analyzing credit reports to assess the borrower s creditworthiness and adherence to lending guidelines.Assisting underwriters by preparing loan files for their review, addressing any outstanding conditions or documentation needed for approvalYour primary interaction is within your own team members, your direct supervisor and Onshore partners In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervisedYou will be an individual contributor as a part of a team with a predetermined, narrow scope of workPlease note that this role may require you to work in US shift which operates between 06:00PM to 3:30AM IST.
QualificationAny Graduation
Salary Not Disclosed
Last Date 2026-03-30 00:00:00
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